What We Cover

Coverage for every
Michigan driver.

As an independent agency we shop 75+ carriers to find your best rate — across every type of coverage we offer.

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01
Most Popular

Auto Insurance

Michigan no-fault, liability, comprehensive & collision. We navigate Michigan's unique PIP requirements and find you the best rate across 75+ carriers.

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02

Home Insurance

Protect your home and everything in it. Coverage for dwelling, personal property, liability, and Michigan-specific risks like ice dams and pipe bursts.

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03

EV Insurance

Specialized electric vehicle coverage including battery protection, charging equipment, and higher replacement costs. Michigan winters & EVs covered.

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04

Marine Insurance

Boat and watercraft coverage for Michigan's 11,000+ inland lakes. Physical damage, liability, towing, and uninsured boater protection.

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05

RV Insurance

Class A, B, C and travel trailers. Full-time or recreational. Includes personal belongings, emergency expenses, and vacation liability.

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06

Powersports

Motorcycles, ATVs, and snowmobiles. Michigan riding season covered with liability, comprehensive, collision, and custom parts protection.

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07

Commercial

Business liability, commercial property, fleet coverage, and workers comp for Michigan businesses of all sizes.

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08

VSC & MBI

Vehicle service contracts and mechanical breakdown insurance. Protection beyond your factory warranty — for cars, trucks, and EVs.

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09

Pet Insurance

Accident and illness coverage for your dog or cat. We compare reimbursement levels, deductibles, and wellness add-ons across carriers.

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10

Cell Phone

Coverage for loss, theft, and accidental damage to your devices — often cheaper than a carrier plan, and we'll check if your home policy already covers it.

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11

Umbrella & Valuables

Extra liability above your auto and home limits, plus scheduled coverage for jewelry, firearms, and other valuables that standard policies cap.

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Why Independent?

We work for you.
Not the carriers.

Captive agents can only sell one company's products. As an independent agency, we shop 75+ carriers to find the right coverage at the right price — every time. No pressure. No quotas. Just your best interest.

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75+
Carriers compared
$0
Cost to compare
5 min
To get a quote
MI
MI no-fault specialists