A vehicle service contract — sometimes called an auto protection plan or mechanical breakdown protection — is a non-insurance agreement that may help with certain covered repair costs for your vehicle, subject to the contract terms.
This page is being built out. Check back soon for full details, plan options, and comparisons. In the meantime, contact us to discuss available vehicle protection plan options.
Contact Us About Protection PlansImportant: Vehicle service contracts and auto protection plans are not auto insurance policies. They do not replace required auto insurance, liability coverage, collision coverage, comprehensive coverage, or Michigan no-fault PIP coverage. Always maintain required auto insurance separately.
These are fundamentally different products.
Vehicle service contracts do not replace auto insurance. Always carry required Michigan auto insurance coverage.
Disclosure: Vehicle service contracts and auto protection plans are not auto insurance policies. They do not replace required Michigan auto insurance, no-fault PIP coverage, liability coverage, collision, or comprehensive coverage. Products may be offered by third-party providers and may include exclusions, limitations, service fees, waiting periods, and eligibility requirements. Some features may not be available in all states. Always review the actual contract before purchase. Clutch Risk is a Michigan licensed insurance agency (Agency NPN: 22231445 · Michigan System ID: 0161332). Insurance products and non-insurance protection plans are separate offerings.
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